Cheap Health Insurance Companies Online In Alabama

When you consider that the cost of health insurance for most people is so high these days that fully 16% of all Alabama residents can’t afford any form of health care coverage, the idea of finding cheap health insurance companies here in Alabama may seem rather remote. However, if you know where to look (online) and if you know how to answer the questions that you’ll be asked, it is quite possible for you to save enough on your health insurance that it once again actually becomes affordable.

The first thing you can do is to set up an automatic payment of your monthly premium from your checking or savings account. Making automatic payments saves your insurance company the expense of billing you every month and they pass that savings on to you.

You can also save money if you don’t participate in any dangerous or extreme activities on a regular basis and if you don’t drive a fast and fancy sports car or muscle car.

A sure way to find cheaper health insurance is to stop smoking or using chew or any other form of tobacco. If you’re not serious enough to quite using tobacco then you’re not really serious about finding cheap health insurance.

Depending on how often you see your doctor each year it could pay you very well to increase your co-payment from 25% to 50%.

Also, the higher your yearly deductible the lower your monthly cost of health insurance is going to be. Increasing your deductible to the highest level that you can actually afford to pay each year will be one of the fastest and surest ways of decreasing how much you pay for your insurance every month.

Get some exercise and stop eating at fast food restaurants. If you are a fast food junkie then it may seem almost unthinkable to cut back your stops at your favorite place, but once you make the mental commitment to do so, you’ll be surprised at how easy it can be. If you do stop at your favorite fast food place be sure to order from the “healthy” side of the menu and do not, under any circumstances, order anything fried.

Exercise can be as simple as walking or riding your bike. If you want company see if you can join a group that walks around the mall every morning.

And, as everyone knows, you can save a fortune on your health insurance if you buy it online. One of the tricks to finding the absolutely cheapest health insurance companies online is not to rely on the comparison prices that you get from just one website.

Instead, take a few extra minutes and compare prices at several different sites. In this way you’ll see prices from more insurance companies and you have a better chance of finding the lowest price that’s available in Alabama.