Utah Health Insurance Companies – Getting Quotes and Comparing Plans

There are several reliable health insurance companies that offer plans in Utah.  Here are the main ones and a little about each one:

Altius Health Plans

Altius has a variety of unique plan options. Their large independent network of doctors allows customers to choose from the Mountain Star hospitals and an independent network of doctors.  Altius offers a free dental discount plan to all of their Utah members that purchase a health plan.  Because there are so many babies born in Utah, Altius has chosen to have a $7,500 deductible for maternity.  In my experience, people have been very happy with, and loyal to, Altius Health Plans.

Assurant Health Plans

Assurant Health offers a wide variety of plans, but their most unique advantage is their OneDeductible plan which is compatible with a health savings account.  Assurant Health is able to accept many people who have been denied by other Utah insurance companies because of their innovative “condition specific deductibles”.   Assurant also offers 24 and 36 month rate guarantees on some of their plans, as well as the lowest individual & family maternity deductible in the state ($2,500 in 2009).  Assurant offers Utah residents the ability to choose their maternity deductible, which is completely unique to the Utah market.

HumanaOne

HumanaOne has a large doctor and hospital network in Utah, called Choice PPO.   They have done a great job offering affordably priced health savings account compatible plans.   In fact, if you are looking to buy a high deductible health plan that is eligible to be used with a health savings account in Utah, HumanaOne will ilkely be the best option.  HumanaOne offers term life and dental insurance along with their Utah insurance plans and makes it easy for Utah customers to transfer their plan from state to state if they move.

Regence Blue Cross Blue Shield of Utah

Regence Blue Cross is a solid competitor in the market and boasts a fairly low maternity deductible compared to other Utah health insurers.  Blue Cross has the largest PPO doctor network in the state of Utah, called ValueCare. Regence Blue Cross Blue Shield of Utah continues to have a good reputation, solid plans, and competitive rates compared to other Utah insurers.

SelectHealth

SelectHealth has exclusive network use of the Intermountain Healthcare hospitals.   In addition, SelectHealth’s kids plans make for an attractive option for children under the age of 18.  Selecthealth also offers optional dental insurance with each of their individual and family plans, making it easy to get your health and dental in one place.  On top of receiving national attention for their ability to provide quality care at an affordable price, with excellent patient outcomes, they have received national awards for quality of care and innovation in the Utah marketplace. 

There are many quality options for Utah residents shopping for health insurance in Utah.  Stick to one of the main companies above and you will be happy with the choice you make.